SR-22
An SR-22 is not insurance itself — it is a form your insurer files with your state proving you carry at least the state minimum liability coverage.
States typically require SR-22 filings after:
- DUI/DWI convictions
- Driving without insurance
- At-fault crashes without coverage
- Repeated serious violations
SR-22 is usually required for 3 years and raises your premium significantly.
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