State Guides

Virginia Auto Insurance Guide

Minimum coverage and average rates in Virginia.

Virginia Auto Insurance

Virginia allows uninsured motorist fees in lieu of coverage — though this is being phased out.

Minimum Coverage (from 2025)

  • Bodily injury: $50,000 / $100,000
  • Property damage: $25,000

By Cliq Coverage Editorial · July 24, 2026

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