State Guides

Texas Auto Insurance Guide

Minimum coverage and average rates in Texas.

Texas Auto Insurance

Texas uses the 30/60/25 rule.

Minimum Coverage

  • Bodily injury: $30,000 / $60,000
  • Property damage: $25,000

By Cliq Coverage Editorial · July 24, 2026

A smarter way to shop

Stop chasing insurance companies.

  • One simple process
  • No cost to use
  • A few quick questions
  • Your choice what to explore