State Guides

Florida Auto Insurance Guide

Minimum coverage and average rates in Florida.

Florida Auto Insurance

Florida is a no-fault state — every driver must carry Personal Injury Protection.

Minimum Coverage

  • PIP: $10,000
  • Property damage: $10,000

Florida has some of the highest premiums in the country. Comparing quotes is critical.

By Cliq Coverage Editorial · July 24, 2026

A smarter way to shop

Stop chasing insurance companies.

  • One simple process
  • No cost to use
  • A few quick questions
  • Your choice what to explore