State Guides

Arizona Auto Insurance Guide

Minimum coverage, average rates, and what drivers should know in Arizona.

Arizona Auto Insurance

Minimum Coverage

  • Bodily injury: $25,000 / $50,000
  • Property damage: $15,000

Average Rates

Urban Phoenix and Tucson rates run higher than rural areas. Uninsured motorist coverage is strongly recommended.

By Cliq Coverage Editorial · July 24, 2026

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