State Guides

Alaska Auto Insurance Guide

Minimum coverage, average rates, and what drivers should know in Alaska.

Alaska Auto Insurance

Alaska drivers face unique conditions — long winters, rural roads, and wildlife. Here is what to know.

Minimum Coverage

  • Bodily injury: $50,000 / $100,000
  • Property damage: $25,000

Average Rates

Alaska premiums run slightly above the national average, largely due to repair costs and weather claims.

By Cliq Coverage Editorial · July 24, 2026

A smarter way to shop

Stop chasing insurance companies.

  • One simple process
  • No cost to use
  • A few quick questions
  • Your choice what to explore