Alabama Auto Insurance

Alabama requires all drivers to carry liability coverage. This guide covers the state minimums, average rates, and tips to save.

Minimum Coverage

• Bodily injury liability: $25,000 per person / $50,000 per accident
• Property damage liability: $25,000

Average Rates

Alabama drivers pay roughly the national average for full coverage. Rates vary by city, driving record, and credit tier.

Save on Your Alabama Policy

Compare quotes from multiple carriers at least once a year — Alabama's market is competitive and switching can save hundreds.