Gap Insurance
When you total a financed car, your insurer pays its actual cash value — which may be less than what you still owe on the loan. Gap insurance covers the difference.
Worth considering if:
- You put down less than 20%
- You financed for 60+ months
- Your vehicle depreciates quickly (EVs, luxury cars)
A smarter way to shop
Stop chasing insurance companies.
- ✓ One simple process
- ✓ No cost to use
- ✓ A few quick questions
- ✓ Your choice what to explore